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doctor grave, with his fingers on the pulse. The two women looked at Jim.

‘Fancy it bein’ ‘im!’ said Mrs. Kemp. ‘Strike me lucky, ain’t ‘e a sight!’

‘You ‘ave got ‘er insured, Mrs. Kemp?’ asked the midwife. She could bear the silence no longer.

‘Trust me fur thet!’ replied the good lady. ‘I’ve ‘ad ‘er insured ever since she was born. Why, only the other dy I was sayin’ ter myself thet all thet money ‘ad been wisted, but you see it wasn’t; yer never know yer luck, you see!’

‘Quite right, Mrs. Kemp; I’m a rare one for insurin’. It’s a great thing. I’ve always insured all my children.’

‘The way I look on it is this,’ said Mrs. Kemp–’wotever yer do when they’re alive, an’ we all know as children is very tryin’ sometimes, you should give them a good funeral when they dies. Thet’s my motto, an’ I’ve always acted up to it.’

‘Do you deal with Mr. Stearman?’ asked Mrs. Hodges.

‘No, Mrs. ‘Odges, for undertikin’ give me Mr. Footley every time. In the black line ‘e’s fust an’ the rest nowhere!’

‘Well, thet’s very strange now–thet’s just wot I think. Mr. Footley does ‘is work well, an’ ‘e’s very reasonable. I’m a very old customer of ‘is, an’ ‘e lets me ‘ave things as cheap as anybody.’

‘Does ‘e indeed! Well Mrs. ‘Odges if it ain’t askin’ too much of yer, I should look upon it as very kind if you’d go an’ mike the arrangements for Liza.’

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